RE/MAX's founder Dave Liniger talks about housing & the economy on CNBC. Are you aware that there's a debt forgiveness act that will expire at the end of 2012? I'm not an accountant, or an attorney - however, this act helps people who sell their home through the short sale process. When the bank takes a loss, they 1099 the homeowner and the amount of the loss is then taxable income to the homeowner - who is already financially distressed. For most people, that could result in a huge tax burden - further digging them deeper in the hole. I think Dave Liniger is on point in this video. Maybe he should run for president!
Tuesday, October 30, 2012
Friday, October 19, 2012
Why a real estate agent is part of your home search
Hello! Over the years as a real estate agent I have heard numerous questions from home buyers as in why not call a listing broker directly to see a home you may want to buy? "Why do I still need a buyer's real estate agent?"
Here are some quick thoughts for your consideration....
Experienced, personalized search for a home, not just a house.
Searching for a home online via Trulia or Realtor.com is usually the first step for most home buyers. What may not be so obvious is personalization and customization of your search. Data can help you look for specifications of a house. However are you searching for a home, or a house? As a REALTOR specializing in the local communities of Andover, Chelmsford, Lowell, Billerica, my team knows the communities. A community where you will raise your kids, drive to work, meet new neighbors and friends and build your life. We offer a conversation and listen to your needs that a database cannot. That is a full time job for my team of agents, to help you throughout the entire process. We help you get your loan approved, we put contingencies in place to protect your deposit, we stay on top of all deadlines and ultimately help you get your loan approved; but it doesn't end there. We're a source of referrals for professionals from decorators, painters, handy help, you name it - we have a connection and a recommendation. When interest rates change, we'll let you know if you should consider refinancing, and offer advice on who may help you. We're your Realtors for life. We're not just in it to earn a commission. We're in this business to help you and your friends and families and to earn your trust.
When you want to buy a home, we will scrub the list of everything on the market and send you only the listings that meet your needs and wants. You won't be bombarded with homes we know you will have no interest in. We save you the time by doing the work for you. All we ask is that you drive by the home to make sure the neighborhood and location suits you and if you still like it, we will set the appointment to see the inside and we'll usually have the "inside scoop" before we even get to the home. Why is that important? That is the second and more important service we offer....
Trust and Negotiation.
Experience in negotiating an offer, and having the background about the community and home to best position you in a win- win situation. Sometimes it is not the price or the offer, it is how smoothly the transaction will go through. By listening to the seller and the agent and understanding the real triggers that cause action - accept a meaningful offer, though it may not be the highest. Negotiation involves more than just back and forth emailing of documents - it is understanding what will it take to make it work. As a client, you have entrusted my team to search and negotiate a home for you. We honor and respect that trust. On more than one occassion, my clients have secured the houses they wanted, in multiple offer situations, where my clients didn't necessarily have the highest offer and were not in the best cash position. My clients, however, got their house because of me according to the other agent. We're not just negotiating the price of the house. As your agent, I am selling you to the other party and their agent. I am selling myself to the other party and agent - I need to be the agent they want to work with. Being the pushy, aggressive agent makes them think I am going to be a nightmare to work with. I'm aggressive, but with honey and not vinegar. I show them my track record and let them know I am experienced enough to overcome almost any challenge that comes your way.
Negotiation is respectful and a pleasant experience, and a win for all parties. It is having a vested stake in the local community where you are building your life and running into your clients and having them thank you. It is having the experience to identify upfront deal breakers so there are no last minute surprises that can ruin your the chances of owning your home of choice. Below are some statistics on how we out-perform other buyer's agents by negotiating lower prices on behalf of our buyer clients.
Ethics and Professional code of conduct.
Are you looking for a deal chaser or a team of professionals? Having a team and a network of agents, mortgage consultants, home inspectors and decorators working with you means that we have our professional reputation at stake, and for longevity in a fast paced business like real estate, the ethics and standards of professional conduct matter to our team, and to you. My team's professional reputation is what we build our business on.
And finally, you work with REALTORS because of....
Results and Performance from RE/MAX Prestige.
Below are my performance statistics as tracked by RE/MAX of New England. I am proud to be part of the RE/MAX PRESTIGE team covering Chelmsford, Dracut, Billerica, Concord and Andover . Our CEO of RE/MAX, International is a board member of the Kansas City Federal Reserve and is active in leading our training and providing our agents with cutting edge tools to serve you.
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The Christina Lazrak Real Estate team based in Chelmsford, MA look forward to serving you and your family, with the home of your dreams! We are working hard to claim the #1 spot!
Please call (978)935-9668 so we can help you with your home search now. You can also visit my listings at www.christinalazrak.com
Here are some quick thoughts for your consideration....
Experienced, personalized search for a home, not just a house.
Searching for a home online via Trulia or Realtor.com is usually the first step for most home buyers. What may not be so obvious is personalization and customization of your search. Data can help you look for specifications of a house. However are you searching for a home, or a house? As a REALTOR specializing in the local communities of Andover, Chelmsford, Lowell, Billerica, my team knows the communities. A community where you will raise your kids, drive to work, meet new neighbors and friends and build your life. We offer a conversation and listen to your needs that a database cannot. That is a full time job for my team of agents, to help you throughout the entire process. We help you get your loan approved, we put contingencies in place to protect your deposit, we stay on top of all deadlines and ultimately help you get your loan approved; but it doesn't end there. We're a source of referrals for professionals from decorators, painters, handy help, you name it - we have a connection and a recommendation. When interest rates change, we'll let you know if you should consider refinancing, and offer advice on who may help you. We're your Realtors for life. We're not just in it to earn a commission. We're in this business to help you and your friends and families and to earn your trust.
When you want to buy a home, we will scrub the list of everything on the market and send you only the listings that meet your needs and wants. You won't be bombarded with homes we know you will have no interest in. We save you the time by doing the work for you. All we ask is that you drive by the home to make sure the neighborhood and location suits you and if you still like it, we will set the appointment to see the inside and we'll usually have the "inside scoop" before we even get to the home. Why is that important? That is the second and more important service we offer....
Trust and Negotiation.
Experience in negotiating an offer, and having the background about the community and home to best position you in a win- win situation. Sometimes it is not the price or the offer, it is how smoothly the transaction will go through. By listening to the seller and the agent and understanding the real triggers that cause action - accept a meaningful offer, though it may not be the highest. Negotiation involves more than just back and forth emailing of documents - it is understanding what will it take to make it work. As a client, you have entrusted my team to search and negotiate a home for you. We honor and respect that trust. On more than one occassion, my clients have secured the houses they wanted, in multiple offer situations, where my clients didn't necessarily have the highest offer and were not in the best cash position. My clients, however, got their house because of me according to the other agent. We're not just negotiating the price of the house. As your agent, I am selling you to the other party and their agent. I am selling myself to the other party and agent - I need to be the agent they want to work with. Being the pushy, aggressive agent makes them think I am going to be a nightmare to work with. I'm aggressive, but with honey and not vinegar. I show them my track record and let them know I am experienced enough to overcome almost any challenge that comes your way.
Negotiation is respectful and a pleasant experience, and a win for all parties. It is having a vested stake in the local community where you are building your life and running into your clients and having them thank you. It is having the experience to identify upfront deal breakers so there are no last minute surprises that can ruin your the chances of owning your home of choice. Below are some statistics on how we out-perform other buyer's agents by negotiating lower prices on behalf of our buyer clients.
Ethics and Professional code of conduct.
Are you looking for a deal chaser or a team of professionals? Having a team and a network of agents, mortgage consultants, home inspectors and decorators working with you means that we have our professional reputation at stake, and for longevity in a fast paced business like real estate, the ethics and standards of professional conduct matter to our team, and to you. My team's professional reputation is what we build our business on.
Results and Performance from RE/MAX Prestige.
Below are my performance statistics as tracked by RE/MAX of New England. I am proud to be part of the RE/MAX PRESTIGE team covering Chelmsford, Dracut, Billerica, Concord and Andover . Our CEO of RE/MAX, International is a board member of the Kansas City Federal Reserve and is active in leading our training and providing our agents with cutting edge tools to serve you.
The Christina Lazrak Real Estate team based in Chelmsford, MA look forward to serving you and your family, with the home of your dreams! We are working hard to claim the #1 spot!
Friday, October 12, 2012
Custom Colonial in Lowell, 30 Juniper Street
Call Christina Lazrak or Kathy Johnson (978)935-9668 to schedule showing or email me at Christina.Lazrak@remax.net. For additional listings in Lowell, Chelmsford, Ayer see my listings at. www.christinalazrak.com
Elegance at its finest! Conveniently Located near Rte 495, this Custom Colonial gives you all the space you need, inside & out, while not tying you down every weekend w/ yardwork. Enjoy the privacy of your backyard on the modern low deck w/ firepit. Inside is a beautiful mix of hardwood floors, tile & new upgraded modern carpet. A "To Die For" Master Suite, Bath & Closet. Call to hear about the current special incentives. (3 Bed, 2.5 Bath, 2400+/- SF, 2 Car Garage, 7000SF Lot, Built 2006)
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