REALTOR Christina Lazrak Real Estate Week in Review Chelmsford, Concord, MA

As your Chelmsford and Concord RE/MAX Prestige real estate agent, Christina Lazrak is happy to present a synopsis of real estate news making the markets for Chelmsford real estate investors and homeowners in the Billerica,Tewksbury Concord area. The one word we know our clients like to here is "Home SOLD !"

As a real estate agent specializing in for Chelmsford properties and codos for sale, and  Billerica homes and condos for sale as well as Concord, I am often asked by both investors and homeowners to share the latest news and insight on what I see out there in the property markets from Somerville, MA to Chelmsford, MA. And more often that not, how to make national events localized for the Chelmsford, Concord community of home buyers. As your REALTOR of choice in Chelmsford, I strongly encourage you to do your homework on properties and open houses, as well as MLS listings that I will send to you.

Below is a slide presentation of this week's news, homes and condos for sale that may affect home buyers and investors in the Chelmsford to Concord , Mass area together with mortgage news. As a real estate agent for the Chelmsford, Concord, Billerica community I am happy to present this report for home owners. We will also feature mortgage, credit lending and how to improve your FICO score for the home buying and mortgage approval process for Chelmsford, Tewksbury and Concord, MA home buyers. For home listings, condos for sale, and open house news for the Chelmsford  and Concord Area, please click on my web site here. When you search for real estate agents in Chelmsford or REALTORS in Concord, please consider my services, Thank you. Christina Lazrak.

REALTOR Christina Lazrak - Chelmsford, MA # 28 Best Places to live

Did you know the following about Chelmsford, MA ? As a native  raised in Tewksbury, I am so proud that Chelmsford made the top 30 of places to live! What a treat to be a Chelmsford homeowner. For those looking to move to Chelmsford, here are some additional statistics on Chelmsford . As a REALTOR for Chelmsford, I will be glad to help in any way!

From CNN best Small Towns in America -
WINNER

Top 100 rank: 28
Population: 35,300
Compare Chelmsford to Top 10 Best Places

Located between the charming (but expensive) town of Concord and the faded industrial center of Lowell, Chelmsford offers a middle ground that appeals to many: a well-preserved historic community that doesn’t cost an arm and a leg. Single-family homes can be had for as little as $250,000, reasonable for the greater Boston area. The schools are strong. Kronos, a 3,000-employee software and services company, is headquartered here. And Chelmsford has a newly built arts center that often hosts community events. --N.D.

Northeast Association of REALTORS on Chelmsford Homes & New England Housing

Here is the National Association of REALTORS presentation on Housing Market that can impact Chelmsford, Concord, Lowell homeowners and buyers. Please contact me if you have questions regarding listing and looking for a home in the Chelsmford, Concord, Lowell area. Chelmsford, MA was #28 on CNN's list of Top 100 best places to live. I have a team of decorators, loan consultants that may be of service to your housing needs.

 CLICK : NAR Presentaion on New England outlook

Real Estate Market Getting More Competitive Chelmsford, Boston, Lowell

The state’s resilient housing market continued to show signs of recovery in March, as buyers chased discounted prices and posted the eighth consecutive month of single-family home sale increases.

Real Estate Market Getting More Competitive « CBS Boston with video

Chelmfsord Homeowners Real Estate Information for MA-01824

Chelmsford Homeowners - Low-ball offers on homes for sale ebbing in some markets

A year ago, according to researchers at the National Assn. of Realtors, 1 out of 10 members surveyed in a monthly poll complained about low-ball offers on houses listed for sale. In the latest survey — conducted during March among a sample of 4,500 agents and brokers across the country and not yet released — there were hardly any. However the comments has shifted to declining inventory levels — fewer houses available to sell — and multiple offers on well-priced listings.

A low-ball offer typically involves a contract submitted to a seller where the price proposed by the purchaser is 25% or more below list. Low-ball offers increase sharply when there's a glut of properties available, asking prices are out of sync with local economic realities and values are depressed or uncertain. Are you seeing this in the Chelmsford, Tewksbury nieghborhood?

Beautiful condo in Chelmfsford , MA 01824

Please contact Christina Lazrak for information regarding this property in Chelmsford, MA 01824. Perfect starter home for a young family, convenient access to freeways and shopping.

Remodeling tips for Chelmsford, Lowell Homeowners

Here are some great Q&A from the Globe that you may find useful if you are remodeling your Chelmsford, Billerica, Tewksbury home. 


Remodeling activity is expected to pick up A according to our own Harvard based Joint Center for Housing Studies Leading Indicator of Remodeling Activity (LIRA)  Stronger pending home sales and continuing low interest rates are contributing to the rise. The LIRA projects annual spending will see healthy growth in 2012, ending the year up 5.9 percent. Get a head start on the remodeling projects Chelmsford Homeowners, whether you are selling or staying! More on home remodeling activity here


Here are the Q&A on remodeling for the talented do it yourself types :Covering exposed rafters with plywood panels - The Boston Globe

9 mistakes to avoid in your Chelmsford home Mortgage Application

Very often, I am approached by Chelmsford condos and home buyers, and hear that their mortgage application was rejected. Often times, these Chelmsford homeowners were pretty sure they had the paper work in order and were busy browsing through the Chelmsford open houses and property listings. Then, they recieve the news about their mortgage.

Why was your loan application turned down ? Here are some common mistakes to avoid in your mortgage application. contact me if you need some assistance with your application process or selecting a loan consultant that can help you.

Nine Mortgage Mistakes to Avoid | Fox Business

5 benefits of shopping a certified lender network | Inman News

5 benefits of shopping a certified lender network | Inman News

Spring cleaning tips from Christina Lazrak

Hello Chelmsford Homeowners !

Spring is here and its time to look at updating the look, feel and functionality of your home. Here are some tips and suggestions, that would not cost a lot, but may well improve the value of your home. I have a list of maintenance and"handy man" type vendors, interior decorators and stagers that can help! So feel free to Contact me - In the meantime aside from Spring cleaning, here are some ways to update your home from Boston. com

10 ways to update your home without breaking the bank - Boston.com

Borrower behavior with Mortgages - Chelmsford homeowners beware !

A recent study conducted by TransUnion has revealed that, when faced with credit card, auto loan, and mortgage debt, the typical troubled borrower is most likely to let their mortgage payments slip. Four million indebted borrowers were surveyed (that's a lot of dinner-time phone calls!), and a mere 9.5% of those were delinquent on auto loans, while 17.3% were delinquent on credit card payments.  Nearly 40% of the borrowers polled were behind on their mortgage, opting instead to pay auto and credit card loans.


A typical loan regardless of its purpose took 42 days to close in March, about the same as in February but down three to five days from December. The majority of loans that went through Ellie Mae were 30-year fixed-rate loans but 20% were 15 year and about 4% were ARMs. The average loan closed in March had a FICO score of 749, an LTV of 77% and a DTI of 23/35. (Loans that were denied had an average FICO of 699, 85% LTV, and a DTI of 27/43.)


More from Mortgage News Daily

Chelmsford Realtor Christina Lazrak :Mortgage mistakes to avoid

Wondering why your loan application was turned down ?Here are some common mistakes to avoid in your mortgage application. contact me if you need some assistance with your application process or selecting a loan consultant that can help you.

Nine Mortgage Mistakes to Avoid | Fox Business

Beautiful Chelmsford Condo for Sale from Christina Lazrak

Chelmsford Condo for sale select top Chelmsford, Realtor Christina Lazrak